Nitin Joshi

... Functional Expertise

  • Finance & Accounting
  • Consulting
  • Sales & Marketing

... Education

  • Uttarakhand Technical University

    B.Tech (Bachelor of Technology) - Electrical Engineering

... Certifications

  • Certified in Commercial Credit by Moody's Analyst

  • JAIIB certified by IIBF

  • Certified in Data Science Training

... Recognitions

  • Received letter of appreciation for very good performance in FY19-20 from Chief General Manager.

  • Received appreciation from Chief Manager for smoothly heading cash department during demonetization.

Nitin Joshi

Nitin Joshi

Dynamic professional with experience in credit monitoring, risk management, recovery, marketing and adept at people management with leadership abilities.Efficient in tracking SMA accounts and taking pre-emptive measures such as restructuring and rephasement. Efficient in working and leading a team of over 15 members and monitoring over 320+ branches under Mumbai Zone.


... Work Experience | 6 years

...Credit Risk Analyst & Credit Monitoring Officer
...Bank of Baroda
Mumbai

  • Kept a watch over the changing market paradigms to sense likely concern and took preventive measures. Analyzed Qlik & MIS data for monitoring.
  • Ensured that securities are conformed with the sanction terms, registered with government database, and have not deteriorated, using BI launch pad.
  • Reported borrowers to RBI for time-bound resolution of stressed accounts. Monitored taken-over accounts as per RBI guidelines.

... Credit Monitoring; Branch Operations & Marketing
... Vijaya Bank
Mumbai

  • Reported Early Warning Signals & non cooperative borrowers to take timely corrective action and prevented detoriation of advances.
  • Monitored advances by perusing Adhoc sanctions, BG/LC, stock statements/book debts, insurance expiry date, and inspection report.
  • Carried out branch activities such as compliance, KYC updation, inspection, operations, cross-selling, digital banking penetration, Financial inclusion.

... Branch Operations, Marketing and Recovery
... Punjab National Bank
Haridwar

  • Represented the clearing house to settle trading accounts, and reconciled mirror accounts. Carried out data cleansing for up-gradation of CBS.
  • Coordinated with currency chest, nominated on behalf of RBI for cash management, managed inventory, and was the joint custodian of safety locker.
  • Matched the best possible financial product for customers according to their needs and carried out recovery drive for up-gradation of sick accounts.

Our Industry Partners

  • ACCENTURE
  • Adidas
  • ADITYA BIRLA GROUP
  • AMAZON
  • AXIS BANK
  • BAIN & COMPANY
  • BIG BASKET
  • BNY MELLON
  • Boeing
  • BOSCH
  • CITIBANK
  • CRISIL
  • DELHIVERY
  • Delhivery
  • Elastic Run
  • Fareportal
  • FLIPKART
  • GENPACT
  • GOLDMAN
  • GOOGLE
  • GROFERS
  • HDFC
  • HighRadius
  • HUNGERBOX
  • IBM
  • IDEA
  • IDFC
  • INFOSYS
  • SHEL
  • Upgrad
  • VMWare
  • Zinnov
  • ...
  • ADDRESS