Nitin Joshi

... Functional Expertise

  • Finance & Accounting
  • Data Analysis
  • General Management

... Education

  • Govind Ballabh Pant Engineering College, Pauri Garhwal

    B.Tech (Bachelor of Technology) - Electrical Engineering

... Certifications

  • Certified in Commercial Credit by Moody's Analyst

  • Certified in Data Science & Python for Finance

  • JAIIB certified by IIBF

... Recognitions

  • Received letter of appreciation for containing NPA in FY19-20 from Chief General Manager

  • Received appreciation from Chief Manager for smoothly heading cash department during demonetization.

Nitin Joshi

Nitin Joshi

Dynamic professional with experience in Credit Monitoring, Risk Analysis, Operations, Digital Banking, Cross-Selling, NACH activities, Consultancy based Sales, and Cash Management. Adept at tracking SMA accounts and monitoring loan portfolio worth INR 1.5 Lac Cr. Efficient in leading a team of over 15 members and monitoring over 320+ branches under Mumbai Zone


... Work Experience | 6 years

...Credit Assessment Officer
...Bank of Baroda
Mumbai

  • Kept a watch over the changing market paradigms to sense likely concern and took preventive measures. Analyzed Qlik & MIS data for monitoring
  • Ensured that securities are conformed with the sanction terms, registered with government database, and have not deteriorated, using BI launch pad
  • Reported Early Warning Signals, stressed accounts & non cooperative borrowers to RBI to take timely corrective action and prevent decline of advances

... Credit Monitoring & Operation Probationary Officer
... Vijaya Bank
Mumbai

  • Monitored advances by perusing Adhoc sanctions, BG/LC, stock statements/book debts, insurance expiry date, review pending and inspection report
  • Carried out branch functions such as cash management, NACH activities, ATM replenishment, inspection, cross-selling and digital banking penetration
  • Led Digital Channel adoption through targeted campaigns and increased the ADC % of the branch by 10% YOY through cross-selling digital products

... Branch Operations & Sales Assistant
... Punjab National Bank
Haridwar

  • Coordinated with currency chest, nominated on behalf of RBI for cash management, managed inventory, and was the joint custodian of safety vault
  • Matched the best possible financial product for customers according to their needs; handled deposits over INR 50 Cr in the deposits department
  • Carried out data cleansing by updating KYC details of more than 500 customers for seamless up-gradation of Core Banking Solution

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