Functional Expertise
- Finance & Accounting
- Operations
- General Management
Education
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Bhilai Institute of Technology, Durg
B.E (Bachelor of Engineering) - Mechanical
Certifications
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JAIIB
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Certified Scrum Product Owner (CSPO)
Professional Recognitions
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Appointed as Mentor for training and digital onboarding of regional UBI employees to Finacle 10
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Highest no of credit disbursements (100+) for PM SVANIDHI scheme in both phases the region.
Extra-Curricular Activities
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Gold Medal in Youth Parliament event organized by BIT Durg
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Organizer & Coordinator for National level Techno-cultural College Fest for 3 consecutive years.
Kanishk Jain
A Dynamic professional with leadership abilities and experience in SME and Corporate Lending, Credit Analysis, Credit Risk Management, Government business, and people management. Successfully founded an MSME startup with a seamless track record and steady revenue growth above 30% YoY. Have a diverse experience in the three major aspects of businesses - Financial, Technical and Managerial.
Work Exp | 8 years
Credit Officer
Punjab National Bank
Garhwa, Jharkhand
Credit OfficerPunjab National Bank
Garhwa, Jharkhand
- Increased net advance by 70% (~30cr) through efficient lead generation, quick credit appraisal & reduced processing time using LAPS, CLAPS & PNB LENS
- Led an initiative along with district authorities & NABARD identifying beneficiaries & disbursing 120+ credit proposals for SVANIDHI, MUDRA & PMEGP.
- Credit appraisal, Risk assesment, Beneficiary identification, Credit disbursement & Stressed asset resolution for over 250 accounts
Operations Incharge
Punjab National Bank
Garhwa, Jharkhand
Operations Incharge
Punjab National Bank
Garhwa, Jharkhand
- Increased CASA deposits by ~25% by activating a network of CSPs within the region and organizing Digital Banking campaigns in a Semi urban Setting
- Designed & Executed Improved Customer Service delivery module by upgrading IT infrastructure & streamlining work flow within branch.
- Succesfully completed KYC compliance & CRM data correction of over 20000 Accounts within RBI guidelines.
Managing Partner
Kunal Enterprises (MSME)
Raipur, Chhattisgarh
Managing Partner
Kunal Enterprises (MSME)
Raipur, Chhattisgarh
- Instated a contract manufacturing model for a 30 yr old running business facing shortage of skilled labor and its high cost in an urban setting.
- Handled Operations & Supply chain, Business Development and General Management for Kunal Enterprises as a Managing partner
- Achieved a turnover of above INR 35L in 1st Qtr for Kunal Enterprises and increased the turnover of Veetrag Furnitures by over 300% in 4 yrs
