Kanishk Jain

... Functional Expertise

  • Finance & Accounting
  • Operations
  • General Management

... Education

  • Bhilai Institute of Technology, Durg

    B.E (Bachelor of Engineering) - Mechanical

... Certifications


  • Certified Scrum Product Owner (CSPO)

... Professional Recognitions

  • Appointed as Mentor for training and digital onboarding of regional UBI employees to Finacle 10

  • Highest no of credit disbursements (100+) for PM SVANIDHI scheme in both phases the region.

... Extra-Curricular Activities

  • Gold Medal in Youth Parliament event organized by BIT Durg

  • Organizer & Coordinator for National level Techno-cultural College Fest for 3 consecutive years.

Kanishk Jain

Kanishk Jain

A Dynamic professional with leadership abilities and experience in SME and Corporate Lending, Credit Analysis, Credit Risk Management, Government business, and people management. Successfully founded an MSME startup with a seamless track record and steady revenue growth above 30% YoY. Have a diverse experience in the three major aspects of businesses - Financial, Technical and Managerial.

... Work Exp | 8 years

...Credit Officer
...Punjab National Bank
Garhwa, Jharkhand

  • Increased net advance by 70% (~30cr) through efficient lead generation, quick credit appraisal & reduced processing time using LAPS, CLAPS & PNB LENS
  • Led an initiative along with district authorities & NABARD identifying beneficiaries & disbursing 120+ credit proposals for SVANIDHI, MUDRA & PMEGP.
  • Credit appraisal, Risk assesment, Beneficiary identification, Credit disbursement & Stressed asset resolution for over 250 accounts

... Operations Incharge
... Punjab National Bank
Garhwa, Jharkhand

  • Increased CASA deposits by ~25% by activating a network of CSPs within the region and organizing Digital Banking campaigns in a Semi urban Setting
  • Designed & Executed Improved Customer Service delivery module by upgrading IT infrastructure & streamlining work flow within branch.
  • Succesfully completed KYC compliance & CRM data correction of over 20000 Accounts within RBI guidelines.

... Managing Partner
... Kunal Enterprises (MSME)
Raipur, Chhattisgarh

  • Instated a contract manufacturing model for a 30 yr old running business facing shortage of skilled labor and its high cost in an urban setting.
  • Handled Operations & Supply chain, Business Development and General Management for Kunal Enterprises as a Managing partner
  • Achieved a turnover of above INR 35L in 1st Qtr for Kunal Enterprises and increased the turnover of Veetrag Furnitures by over 300% in 4 yrs

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