Harsh Kumar

... Functional Expertise

  • Data Analysis
  • Finance & Accounting
  • General Management

... Education

  • Shri Mata Vaishno Devi University

    B.Tech (Bachelor of Technology) - Electronics and Communication

... Certifications

  • Certified in Commercial Credit by Moody's Analyst

... Professional Recognitions

  • Fast Track Promotion to Middle Management Grade Scale II during Promotion Process 2021-22

Harsh Kumar

Harsh Kumar

Dynamic Professional with Experience in Branch Handling, SME Processing, Foreign Exchange Operations, digital banking, cross-selling, and customer servicing. Well-versed with the processing of credit proposals, monitoring of accounts on daily basis, CIBIL reporting, and data compilation. Led and worked in cross-functional and multi-geographical teams

... Work Exp | 6 years

...Credit and Forex Manager
...Punjab National Bank

  • Providing enhanced service delivery experience for forex clients in collaboration with Treasury Sales Team.
  • Managed branch targets pertaining to Gov schemes, digital products, Client acquisition & stakeholder management under fund and non-fund-based credit
  • Contributed in reduction of NPA loans by conducting debt rescheduling & also handled the doubtful loan accounts by coordinating with legal division

... Officer Incharge
... Punjab National Bank

  • Was responsible for the growth of deposit as well as advance business of the branch as an Incumbent Incharge and achieved over 100 % growth in advance
  • Cross-selling of digital and 3rd party products to different customers.
  • Successfully handled Cash Requirements of about 40 branches in 3 districts as the Joint Custodian of Currency Chest

... Branch Operations & Sales Assistant
... Allahabad Bank

  • Carried out branch functions such as cash management, NACH activities, ATM replenishment, inspection, cross-selling and digital banking penetration
  • Led Digital Channel adoption through targeted campaigns, thereby increasing the digital footprint of the branch
  • Effectively handling the Cash Management during Demonetisation Period.

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